FREQUENTLY ASKED QUESTIONS FOR GRADUATE STUDENTS                                            Q1: Are there any federal grants, such as the Federal PELL Grant, available to graduate students? No.   Q2: Is TAP available to graduate students? Yes. TAP is available to New York State residents who are attending Syracuse University and who are enrolled in at least 12 credits each semester.   Q3: Do I have to include my parents' income information when I am completing the Free Application for Federal Student Aid (FAFSA)? No. Graduate students are considered independent when they are applying for Federal financial aid.   Q4: If I completed the FAFSA last year, do I have to complete one this year in order to apply for a Federal Stafford Loan? Yes. You must complete the FAFSA every year in order to apply for Federal financial aid. The FAFSA may be completed online at www.fafsa.ed.gov/   Q5: Can I receive a Federal Education Loan even though I do not have a credit history? Yes. Your credit history is not considered in determining your eligibility for a Federal Loan.   Q6: If I borrowed $18,500 through a Federal Stafford Loan this academic year, can I borrow through this program for the following summer also? Yes. If you are enrolled in a least 6 credits during the summer, you may apply for a Federal Staffod Loan.   Q7: May I cancel my loan after I sign the promissory note? Yes. You can cancel your entire loan or a portion of your loan either just before the period of the loan begins or within 2 weeks after Bursar Operations receives the loan funds from your lender.   Q8: Will I be eligible for a Federal Loan even though I will be registered for less than 12 credits this semester? Yes. To be eligible for a Federal Loan, you must be enrolled in at least 6 credits.   Q9: Do I need to sign another Master Promissory Note (MPN) if I borrowed while I was an SU student last year? No.   Q10: I want to apply for a Federal Loan, but classes have already begun. Is it too late to apply? No. You may apply for a Federal Loan anytime before the enrollment period ends, as long as you are enrolled in at least 6 credits.
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