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your FAFSA and take Federal Stafford Loans first! File your FAFSA and take Federal Stafford Loans first! Federal Stafford Loans have fixed interest rates and are not based upon your credit. They also have Federal protections and loan forgiveness opportunities that private loans do not. Federal Stafford loans have yearly and lifetime borrowing caps, but these caps are in place to prevent students from leaving college with an undue and excessive debt burden. • Federal Subsidized Stafford loans are the safest and most affordable Federal loans and are interest-free while you attend school at least half-time. • The
Federal Unsubsidized Stafford loan is available to everyone
enrolled at least half-time and is also not credit based. It does
accrue interest while you are in school, but the interest rate is
fixed. |
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